Top Digital Transformation and DevOps Influencer

Jason Bloomberg

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Can Blockchain Solve The Equifax Identity Morass? Here’s How

Not only has credit bureau Equifax dropped the ball on keeping your identity safe, but now to add insult to injury, the IRS has announced it’s placing a $7.5 million dollar order “for third party data services from Equifax to verify taxpayer identity and to assist in ongoing identity verification and validations.”

Of all the companies the IRS should trust with taxpayer identity information, you’d think Equifax would be at the bottom of the list, not at the top. What’s going on here?

Relics of pre-digital identity

Relics of pre-digital identity

Who ‘Owns’ Your Identity, Anyway?

If you’ve applied for a bank account, credit card, or car loan over the last few years, especially if you have done so online, you’ve run into the service that the IRS wants to purchase from Equifax.

Remember the step in the application process where the site presents a multiple-choice quiz about past addresses or who financed your last car or some such? That’s an identity verification service that Equifax or one of the other two credit bureaus provides to lenders and others.

In addition to the elephant in the room – that Equifax’s security practices mean it can’t be trusted with our identities whatsoever – this identity verification service has multiple other flaws.

People forget old addresses and car payment amounts. Much of the information the credit bureaus maintain is inaccurate. And one I’ve run into myself – in many cases, the questions are about someone else entirely (in my case, half the questions are invariably about my ex-wife, whom I divorced a decade ago.)

There’s got to be a better way of protecting consumers’ identities while still verifying information about us for bona fide purposes.

Read the entire article at https://www.forbes.com/sites/jasonbloomberg/2017/10/06/can-blockchain-solve-the-equifax-identity-morass-heres-how/.

Intellyx publishes the Agile Digital Transformation Roadmap poster, advises companies on their digital transformation initiatives, and helps vendors communicate their agility stories. As of the time of writing, none of the organizations mentioned in this article are Intellyx customers. Image credit: Baigal Byamba.

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Jason Bloomberg is a leading IT industry analyst, Forbes contributor, keynote speaker, and globally recognized expert on multiple disruptive trends in enterprise technology and digital transformation. He is ranked #5 on Onalytica’s list of top Digital Transformation influencers for 2018 and #15 on Jax’s list of top DevOps influencers for 2017, the only person to appear on both lists.

As founder and president of Agile Digital Transformation analyst firm Intellyx, he advises, writes, and speaks on a diverse set of topics, including digital transformation, artificial intelligence, cloud computing, devops, big data/analytics, cybersecurity, blockchain/bitcoin/cryptocurrency, no-code/low-code platforms and tools, organizational transformation, internet of things, enterprise architecture, SD-WAN/SDX, mainframes, hybrid IT, and legacy transformation, among other topics.

Mr. Bloomberg’s articles in Forbes are often viewed by more than 100,000 readers. During his career, he has published over 1,200 articles (over 200 for Forbes alone), spoken at over 400 conferences and webinars, and he has been quoted in the press and blogosphere over 2,000 times.

Mr. Bloomberg is the author or coauthor of four books: The Agile Architecture Revolution (Wiley, 2013), Service Orient or Be Doomed! How Service Orientation Will Change Your Business (Wiley, 2006), XML and Web Services Unleashed (SAMS Publishing, 2002), and Web Page Scripting Techniques (Hayden Books, 1996). His next book, Agile Digital Transformation, is due within the next year.

At SOA-focused industry analyst firm ZapThink from 2001 to 2013, Mr. Bloomberg created and delivered the Licensed ZapThink Architect (LZA) Service-Oriented Architecture (SOA) course and associated credential, certifying over 1,700 professionals worldwide. He is one of the original Managing Partners of ZapThink LLC, which was acquired by Dovel Technologies in 2011.

Prior to ZapThink, Mr. Bloomberg built a diverse background in eBusiness technology management and industry analysis, including serving as a senior analyst in IDC’s eBusiness Advisory group, as well as holding eBusiness management positions at USWeb/CKS (later marchFIRST) and WaveBend Solutions (now Hitachi Consulting), and several software and web development positions.