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Jason Bloomberg

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Related Topics: Agile Digital Transformation

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Can Blockchain Solve The Equifax Identity Morass? Here’s How

Not only has credit bureau Equifax dropped the ball on keeping your identity safe, but now to add insult to injury, the IRS has announced it’s placing a $7.5 million dollar order “for third party data services from Equifax to verify taxpayer identity and to assist in ongoing identity verification and validations.”

Of all the companies the IRS should trust with taxpayer identity information, you’d think Equifax would be at the bottom of the list, not at the top. What’s going on here?

Relics of pre-digital identity

Relics of pre-digital identity

Who ‘Owns’ Your Identity, Anyway?

If you’ve applied for a bank account, credit card, or car loan over the last few years, especially if you have done so online, you’ve run into the service that the IRS wants to purchase from Equifax.

Remember the step in the application process where the site presents a multiple-choice quiz about past addresses or who financed your last car or some such? That’s an identity verification service that Equifax or one of the other two credit bureaus provides to lenders and others.

In addition to the elephant in the room – that Equifax’s security practices mean it can’t be trusted with our identities whatsoever – this identity verification service has multiple other flaws.

People forget old addresses and car payment amounts. Much of the information the credit bureaus maintain is inaccurate. And one I’ve run into myself – in many cases, the questions are about someone else entirely (in my case, half the questions are invariably about my ex-wife, whom I divorced a decade ago.)

There’s got to be a better way of protecting consumers’ identities while still verifying information about us for bona fide purposes.

Read the entire article at https://www.forbes.com/sites/jasonbloomberg/2017/10/06/can-blockchain-solve-the-equifax-identity-morass-heres-how/.

Intellyx publishes the Agile Digital Transformation Roadmap poster, advises companies on their digital transformation initiatives, and helps vendors communicate their agility stories. As of the time of writing, none of the organizations mentioned in this article are Intellyx customers. Image credit: Baigal Byamba.

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Jason Bloomberg is the leading expert on architecting agility for the enterprise. As president of Intellyx, Mr. Bloomberg brings his years of thought leadership in the areas of Cloud Computing, Enterprise Architecture, and Service-Oriented Architecture to a global clientele of business executives, architects, software vendors, and Cloud service providers looking to achieve technology-enabled business agility across their organizations and for their customers. His latest book, The Agile Architecture Revolution (John Wiley & Sons, 2013), sets the stage for Mr. Bloomberg’s groundbreaking Agile Architecture vision.

Mr. Bloomberg is perhaps best known for his twelve years at ZapThink, where he created and delivered the Licensed ZapThink Architect (LZA) SOA course and associated credential, certifying over 1,700 professionals worldwide. He is one of the original Managing Partners of ZapThink LLC, the leading SOA advisory and analysis firm, which was acquired by Dovel Technologies in 2011. He now runs the successor to the LZA program, the Bloomberg Agile Architecture Course, around the world.

Mr. Bloomberg is a frequent conference speaker and prolific writer. He has published over 500 articles, spoken at over 300 conferences, Webinars, and other events, and has been quoted in the press over 1,400 times as the leading expert on agile approaches to architecture in the enterprise.

Mr. Bloomberg’s previous book, Service Orient or Be Doomed! How Service Orientation Will Change Your Business (John Wiley & Sons, 2006, coauthored with Ron Schmelzer), is recognized as the leading business book on Service Orientation. He also co-authored the books XML and Web Services Unleashed (SAMS Publishing, 2002), and Web Page Scripting Techniques (Hayden Books, 1996).

Prior to ZapThink, Mr. Bloomberg built a diverse background in eBusiness technology management and industry analysis, including serving as a senior analyst in IDC’s eBusiness Advisory group, as well as holding eBusiness management positions at USWeb/CKS (later marchFIRST) and WaveBend Solutions (now Hitachi Consulting).